A Time Deposit Account is an online savings account with DenizBank AG. A certain amount (from 1000 euros) is invested in a fixed-term deposit account, whereby you can set the desired investment period yourself. After the investment period has expired, the interest will be credited to you.
The convenient way to save
Simply open your online savings Time Deposit Account via your computer or smartphone and benefit from DenizBank AG's attractive interest rates.
Fixed interest* for the entire term
Individual term between 3 months and 10 years
Free online account management
Unlimited number of Time Deposit Accounts
Free online account managementDenizBank AG offers you the Time Deposit Account free of charge.
We offer you fixed interest rates*The interest rate agreed when you open a Time Deposit Account is guaranteed for the entire term.
Flexible termsYou can choose freely between 3 months and 10 years.
Predictability of returns: Time Deposit Accounts offer a high degree of predictability in terms of interest income, as interest rates are fixed for the entire term. This enables precise financial planning and helps to calculate future expenditure.
Low risk: Time Deposit Accounts are considered a more secure form of investment with a low risk compared to shares or other investments. The money is invested for a fixed term and is not exposed to market fluctuations.
Simple management: Managing a Time Deposit Account is straightforward. Once opened, you don't have to worry about daily fluctuations or administration costs.
Payment Account
The first step is to open a free Payment Account. This serves as a reference account for your savings transactions.
Time Deposit Account
From this savings account, you can open your fixed-interest Time Deposit Account yourself via Internet banking.
Your interest income
At the end of the term you have specified, the interest is credited to your Time Deposit Account.
With our modern internet banking and the free DenizMobile app, you have your finances under control anytime and anywhere.
Simple operation & modern design: banking transactions even more convenient.
Anytime, anywhere: make transfers, standing orders and much more online.
Conclude everything online: Fixed-term deposits or call money accounts now simply via the app.
*Interest rates p.a. valid only for retail customers and until revoked.
