Deniz Sparplan

Save Monthly, Profit in the Future.

Open a Deniz Savings Plan

Saving with Attractive Interest Rates

Would you like to make your wishes come true or create a precautionary cushion for a safe future? Start now to save for your individual goals with Deniz Sparplan!
  • Saving up with amounts starting from EUR 50.00 per month

  • Individual durations from 5 to 10 years

  • Attractive interest rates: Fixed and profitable interest rates or variable interest rates with an additional bonus

Current Conditions

Maturities 5 Years 6 Years 7 Years 8 Years 9 Years 10 Years
Fixed Interest Rates* 2.15 % 1.90 % 1.90 % 1.90 % 1.90 % 1.90 %


Individual Savings


  • Regular payment dates on the 7th or 20th of the month
  • Payments to your Deniz Sparplan are made through the payment account (Stammkonto), which is free of charge
  • First payment has to be made within 60 days after opening the savings plan
Payment Interval Minimum Amount Maximum Amount
Monthly EUR 50.00 EUR 1,000.00
Semi-annually EUR 300.00 EUR 6,000.00
Annually EUR 600.00 EUR 12,000.00

You're looking for a more flexible solution?

Get top interest rates with your Daily Due Deposit Account! You can access your balance daily and benefit from the attractive interest rates offered by DenizBank AG.
  • Save flexibly and without commitment
  • Unlimited number of call money accounts
  • Free online account management

How Do I Open a Deniz-Sparplan Account?

Log in here to your Internetbanking.
There you can open your Deniz-Sparplan Account easily and conveniently.
We look forward to welcoming you in one of our branches in Austria. Our team will be happy to assist you with your inquiries.
*Interest rates p.a.valid only for retail customers, and valid until revoked.
**Interest rate p.a., valid only for retail customers and newly opened daily due accounts from 24.10.2023 until 31.08.2025. After that, the respectively valid interest rate according to our price list applies. For customers who already have a daily due account on 23.10.2023, the online opening of a new daily due account and subsequent deposit transfer to this new account is required. Existing accounts as per 23.10.2023 receive an interest rate of 1% p.a.