Saving with Attractive Interest Rates
Would you like to make your wishes come true or create a precautionary cushion for a safe future? Start now to save for your individual goals with Deniz Sparplan!
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Saving up with amounts starting from EUR 50.00 per month
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Individual durations from 5 to 10 years
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Attractive interest rates: Fixed and profitable interest rates or variable interest rates with an additional bonus
Current Conditions
Maturities | 5 Years | 6 Years | 7 Years | 8 Years | 9 Years | 10 Years |
---|---|---|---|---|---|---|
Fixed Interest Rates* | 2.15 % | 1.90 % | 1.90 % | 1.90 % | 1.90 % | 1.90 % |
Individual Savings
- Regular payment dates on the 7th or 20th of the month
- Payments to your Deniz Sparplan are made through the payment account (Stammkonto), which is free of charge
- First payment has to be made within 60 days after opening the savings plan
Payment Interval | Minimum Amount | Maximum Amount |
---|---|---|
Monthly | EUR 50.00 | EUR 1,000.00 |
Semi-annually | EUR 300.00 | EUR 6,000.00 |
Annually | EUR 600.00 | EUR 12,000.00 |

You're looking for a more flexible solution?
Get top interest rates with your Daily Due Deposit Account! You can access your balance daily and benefit from the attractive interest rates offered by DenizBank AG.
- Save flexibly and without commitment
- Unlimited number of call money accounts
- Free online account management

How Do I Open a Deniz-Sparplan Account?
Log in here to your Internetbanking.
There you can open your Deniz-Sparplan Account easily and conveniently.
There you can open your Deniz-Sparplan Account easily and conveniently.
Click here and fill out the Account
Opening Application Form.
You will receive all your Account Opening Application Form and all
information about your Payment Account that are needed for your Deniz-Sparplan per registered
mail. This letter also includes an Ident.Brief to verify your identity by the post office.
Please send the signed Account Opening Application Form to our central
office.
As soon as we have received these documents, we will send you your
log-in data for the Internetbanking via SMS.
Log in to your Internetbanking with your personal access data.
There, you can open your Deniz-Sparplan easily and conveniently you’re
your individual maturity and savings amount.
We look forward to welcoming you in one of our branches in Austria. Our team will be happy to assist you with your inquiries.
*Interest rates p.a.valid only for retail customers, and valid until revoked.
**Interest rate p.a., valid only for retail customers and newly opened daily due accounts from 24.10.2023 until 31.08.2025. After that, the respectively valid interest rate according to our price list applies. For customers who already have a daily due account on 23.10.2023, the online opening of a new daily due account and subsequent deposit transfer to this new account is required. Existing accounts as per 23.10.2023 receive an interest rate of 1% p.a.
**Interest rate p.a., valid only for retail customers and newly opened daily due accounts from 24.10.2023 until 31.08.2025. After that, the respectively valid interest rate according to our price list applies. For customers who already have a daily due account on 23.10.2023, the online opening of a new daily due account and subsequent deposit transfer to this new account is required. Existing accounts as per 23.10.2023 receive an interest rate of 1% p.a.