Security

The fraudsters will invite you to invest and will tell you that the bank guarantees will be bought at a discount and sold shortly afterwards at a huge profit. They will try to make the schemes appear legal and legitimate by showing you complex, sophisticated documents that appear to be official. They may tell you, falsely, that your investments will be secured by letters of credit, bank guarantees or other guaranteed certificates backed by the world’s major banks. They will claim that you will make high profits if you invest large sums in their schemes. As soon, however, as you part with your money, it will disappear – along with the investment company.

Do not respond to these Emails.

A known recruiting scam, claiming to represent companies, invites people to apply for a “job” that turns out to actually be a form of money laundering. These types of employment offers are in no way associated with DenizBank AG. If you receive any Emails please don’t respond to them.

DenizBank AG monitors the internet to find imitation websites and apps, which are often the first step made by phishers. We then work with the appropriate international authority to get the websites closed down and Apps taken out of the App stores as quickly as possible – sometimes on the same day we find the website or App.

Just because an app is in an App Store doesn’t mean that it is a legitimate app. App store owners constantly remove fraudulent apps from the app stores, such as fake antivirus, browsers, and games. Cyber scammers also attempt to impersonate DenizBank AG products.

Anything you type on a computer can be captured and stored. This can be done using a hardware device attached to your computer or by software running almost invisibly on the machine. Keystroke logging is often used by fraudsters to capture personal details including passwords. Some recent viruses are even capable of installing such software without the user's knowledge.

Inheritance Scams is when you are told that someone very rich has died and you're in line to receive a huge inheritance. A fraudster who claims to be a lawyer from overseas or some other legal official sends you an email or a letter.

Inheritance scammers prey on our desire for financial security, hoping that the promise of a fortune will encourage us to give up our personal and financial information. Typically, they contact you out of the blue via letter or email, claiming that you have inherited an enormous fortune from a family member you’ve never met.

Stay vigilant and watch out for these warning signs of an inheritance scam:
There is a pressure or urgency to act. It’s common for scammers to create a false sense of urgency to coerce people into giving up their personal information or money quickly. They may claim that for you to get the inheritance money, you must act now. It’s important to remain calm and refrain from making a hasty decision. As a rule, we recommend that you never give your personal information to an unknown entity over the phone or through the internet.

This involves letters or Emails which advise the recipient that they have won a prize in a lottery. To obtain the funds, they are asked to respond to the letter or Email. A request will then be made for the recipient to provide his bank account details to allow for funds to be transferred. The recipient may also be asked to pay a handling/processing fee. If paid, this fee will be lost. Also, any details given will probably be used to commit further fraud.

Fraudsters contaminate your computer so they can hack your data.

A malware can infect a computer or device, and possibly all devices with which it communicates. You may have been infected if:

Pharming is when a fraudster creates false websites in the hope that people will visit them by mistake. People can sometimes do this by mistyping a website address – or a fraudster may redirect traffic from a genuine website to their own.

Phishing is the simplest way for the cyber criminals to launch their attack. The criminals use fraudulent Emails to convince you to click on a suspicious link or open an attachment to install malware or redirect you to a landing page to steal personal data and login details. The Email may look like an official Email from your employer, a government agency or a large corporation. Most of the time, "phishing" Emails are sent in waves to a very large number of Internet users. The alarmist nature of the message encourages some people to connect to a fake website to provide information for example.

How to identify a phishing Email?

Vishing (voice phishing) is a phone call scam This involves a fraudster making phone calls purporting to be from a reputable organisation, such as a bank, police. The call is made to obtain personal financial information, which often includes credit/debit card details (including PIN), bank account details and personal information such as full name, date of birth and/or address, passwords and security codes.

How to identify a vishing attempt?