Open a DenizSmart Pensioner Account to easily manage your retirement income and enjoy a range of services designed to simplify your banking experience. With a free Debit Mastercard, you can shop, withdraw cash, and make contactless payments with ease. Additionally, you can access daily banking services such as payments, money transfers, and much more, all at your convenience. Our experienced teams at the branches and call center, along with DenizMobile and Internet Banking, are dedicated to providing you with the best service. Open your DenizSmart Pensioner Account now and take advantage of all its benefits!
Free Debit Mastercard
Account maintenance fee of just €5 per month
Experienced customer service team
Free Debit MastercardEnjoy a free Debit Mastercard, giving you the convenience to withdraw cash for free at ATMs across Europe and make purchases with the ease using contactless payments.
Affordable Account Management FeeFor just €5 per month, you can benefit from seamless access to a wide range of banking services, making your everyday banking seamless and cost-effective.
Experienced Customer Service TeamWith our experienced teams at the branches and call center, you can securely conduct your banking transactions and receive services in German, Turkish, or English for your convenience.
Free Debit Mastercard
With your Debit Mastercard, you can withdraw money free of charge from all ATMs in Europe and make your purchases easily with the contactless payment feature.
Affordable Account Management Fee
Carry out your banking transactions for only €5 per month.
Exclusive Benefits for Your Saving
Benefit from attractive interest rates for your time deposits.
Convenient Türkiye Transfers
With DenizSmart Pensioner Account, you can transfer money to Türkiye quickly and at affordable prices.
Experienced Customer Service Team
With our experienced teams in the branches and call center, you can securely carry out your banking transactions and receive services in German, Turkish, or English.
Always Accessible: Manage your banking anytime, anywhere with 24/7 availability.
Account Management: Oversee all your accounts in one easy-to-use platform.
Account Opening: Open term deposit accounts with competitive interest rates easily.
Fast, Easy Transfers: Instantly send money anytime, anywhere.
Enhanced Security: Log in quickly with fingerprint or facial recognition.
All your banking transactions are at your fingertips.
Identification Document and Proof of Residence (Meldezettel)
A valid identification card or passport, along with a document confirming your place of residence. If you are not a citizen of a European Union member state, you must also provide a valid residence permit.
Pension Certificate (Pensionsbescheid)
A valid document confirming your entitlement to a pension.
Mobile Phone Number
An Austrian or German mobile phone number.
Our team is here to assist.
Book an appointment or call our toll-free number at
0800 88 66 00