Find the Right Building Loan For You!
Relax and enjoy fixed interest rates. Or remain flexible and receive regularly adjusted interest rates with a variable interest rate.
Whether you decide in favour of a fixed interest rate for 5, 10, 15 or 20 years or a variable loan: With Wüstenrot, you can rely on attractive home financing.
Whether you decide in favour of a fixed interest rate for 5, 10, 15 or 20 years or a variable loan: With Wüstenrot, you can rely on attractive home financing.
-
Ideal for building, buying, renovating, refurbishing or modernising
-
Up to 20 years fixed interest rate or variable interest rate
-
Individual instalment structure
Instalment Plan For Your Loan¹
You can choose between three different instalment models:
- Flat rate instalment: The total amount to be repaid is divided evenly over the individual months of the loan term.
- Graduated instalment: A low initial instalment that increases gradually over the years, as agreed when the loan agreement is concluded.
- Flexible instalment: Individually customisable instalment agreed when the loan is taken out, the amount of which varies (a reduction in the instalment amount can also be agreed).
Mein ZuhauseDarlehen Fix² or Flexible³
| Fixed interest loan | Variable loan | |
|---|---|---|
| Repayment | flat rate, graduated rate or flexible rate | |
| Postponement of repayment start | start of repayment can be postponed by up to 12 months | |
| Recalculation of instalments | the instalment is adjusted at the end of the fixed interest period | not possible |
| Free special repayment | in the fixed interest phase up to € 15,000.00/calendar year; free of charge after the fixed interest phase | partial unscheduled repayments are possible free of charge |
-
Fixed Rate Loan
5, 10, 15 or 20 years fixed – Benefit from stable interest rate security over a fixed period. -
Variable Loan
The interest rate adjusts regularly to current market conditions.
Are You Looking For a Suitable Loan For Your Housing Project?
Book an appointment with our client service online or call – we're happy to assist you.
¹ All of these variants are monthly flat rate instalments that include capital, interest and costs. If the borrowing rate changes, the amount of the flat rate instalments is adjusted (increased or decreased) so that the total amount payable by the borrower is paid at the end of the agreed term.
² Wüstenrot Mein ZuhauseDarlehen|5year-Fix is a building loan with land register collateralisation and a 5-year fixed interest period.
Wüstenrot Mein ZuhauseDarlehen|10year-Fix is a building loan with land register collateralisation and a 10-year fixed interest period.
Wüstenrot Mein ZuhauseDarlehen|15year-Fix is a building loan with land register collateralisation and a 15-year fixed interest period.
Wüstenrot Mein ZuhauseDarlehen|20year-Fix is a building loan with land register collateralisation and a 20-year fixed interest period.
³ Mein ZuhauseDarlehen|Flexibel is a building loan with land register collateralisation with a variable interest rate.
DenizBank AG acts as a tipster. For enquiries about the contract or similar, please contact Bausparkasse Wüstenrot AG on 057070 - 777.
² Wüstenrot Mein ZuhauseDarlehen|5year-Fix is a building loan with land register collateralisation and a 5-year fixed interest period.
Wüstenrot Mein ZuhauseDarlehen|10year-Fix is a building loan with land register collateralisation and a 10-year fixed interest period.
Wüstenrot Mein ZuhauseDarlehen|15year-Fix is a building loan with land register collateralisation and a 15-year fixed interest period.
Wüstenrot Mein ZuhauseDarlehen|20year-Fix is a building loan with land register collateralisation and a 20-year fixed interest period.
³ Mein ZuhauseDarlehen|Flexibel is a building loan with land register collateralisation with a variable interest rate.
DenizBank AG acts as a tipster. For enquiries about the contract or similar, please contact Bausparkasse Wüstenrot AG on 057070 - 777.