Prices & Conditions
Online SavingsValid only for retail customers
1.90%* p.a.
Daily accessible.
Account management as well as transfers from your Payment Account are free of charge.
Minimum deposit at the time of opening your account is 100 Euro; no maximum deposit amount.
The interest rate is credited to your Daily Due Deposit Account on December 31st of each year.
Interest rate excl. capital gains tax and EU withholding tax
*Interest rate p.a., valid only for retail customers and newly opened daily due accounts from 24.10.2023 until 30.09.2025. After that, the respectively valid interest rate according to our price list applies. For customers who already have a daily due account on 23.10.2023, the online opening of a new daily due account and subsequent deposit transfer to this new account is required. Existing accounts as per 23.10.2023 receive an interest rate of 1% p.a.
Fixed interest rate* for the whole term.
Co-payments and partial withdrawals are not admissible during the term
The interest is, unless otherwise agreed, capitalized annually and paid into your Payment Account at maturity. Upon maturity of your Time Deposit Account, the money will be transferred back to your Payment Account.
The minimum deposit at opening is 1,000 Euro, the maximum deposit is 1,000,000 Euro.
Interest Rates and Terms
| 3 Months | 6 Months | 9 Months | 12 Months | 18 Months | 24 Months | 36 Months | 48 Months | 60 Months |
|---|---|---|---|---|---|---|---|---|
| 1.850 % | 1.800 % | 1.700 % | 1.800 % | 1.800 % | 2.000 % | 2.050 % | 2.100 % | 2.150 % |
| 6 Years | 7 Years | 8 Years | 9 Years | 10 Years |
|---|---|---|---|---|
| 1.900 % | 1.900 % | 1.900 % | 1.900 % | 1.900 % |
*Interest rates p.a.valid only for retail customers and until revoked.
No account management fees
The main account will bear an interest rate of 0.01 *% p.a. (on a quarterly basis).
Domestic and international money transfers in Euro are made via Internetbanking and are free of charge.
For each transfer order, which is not made via Internetbanking (e.g. fax or orders via bank counter), a service fee of 1 Euro is charged. The charging is made quarterly.
Interest rate excl. capital gains tax and EU withholding tax
*Interest rates p.a.valid only for retail customers, and valid until revoked.
Deniz Sparplan Valid only for retail customers
Exchange Rates
| For 1 EURO the following Rates are valid | You pay | You get |
|---|---|---|
CHF
|
0.96428 | 0.90428 |
CZK
|
26.124 | 22.424 |
GBP
|
0.89181 | 0.85181 |
HUF
|
419.32 | 361.32 |
TRY
|
52.1411 | 45.1411 |
USD
|
1.1996 | 1.1496 |
List of Fees
If you have any questions, please contact our Contact Center at our toll-free number 0800 88 66 00. You are also welcome in one of
our branches where our team will be happy to answer your questions.