Prices & Conditions

Online Savings

Valid only for retail customers

Daily Due Deposit Account

  • 0.010%* p.a.
  • Daily accessible.
  • Account management as well as transfers from your Payment Account are free of charge.
  • Minimum deposit at the time of opening your account is €100,- ;no maximum deposit amount.
  • The interest rate is credited to your Daily Due Deposit Account on December 31st of each year.
  • Interest rate excl. capital gains tax and EU withholding tax
*Interest rate p.a., valid only for retail customers and valid until revoked.

Learn more about Daily Due Deposit Account >>

null

Time Deposit Account

  • Fixed interest rate* for the whole term.
  • Co-payments and partial withdrawals are not admissible during the term
  • The interest is, unless otherwise agreed, capitalized annually and paid into your Payment Account at maturity. Upon maturity of your Time Deposit Account, the money will be transferred back to your Payment Account.
  • The minimum deposit at opening is € 1,000, the maximum deposit is € 1,000,000.
Interest Rates and Terms
Term
3 Months 6 Months 9 Months 12 Months 18 Months 24 Months 36 Months 48 Months 60 Months
1.000 % 1.250 % 1.750 % 2.500 % 2.600 % 2.650 % 2.750 % 2.500 % 2.250 %

 

Term
6 Years 7 Years 8 Years 9 Years 10 Years
2.200 % 2.200 % 2.000 % 2.000 % 2.000 %
*Interest rates p.a.valid only for retail customers, and valid until revoked.
 
 
 

null

Payment Account

  • No account management fees
  • The main account will bear an interest rate of 0.01 *% p.a. (on a quarterly basis).
  • Domestic and international money transfers in Euro are made via Internetbanking and are free of charge.
  • For each transfer order, which is not made via Internetbanking (e.g. fax or orders via bank counter), a service fee of € 1 is charged. The charging is made quarterly.
  • Interest rate excl. capital gains tax and EU withholding tax
*Interest rates p.a.valid only for retail customers, and valid until revoked.

Deniz Sparplan

Valid only for retail customers

Deniz-Sparplan

  • Terms: 5, 6, 7, 8, 9 or 10 years
  • Payment intervall: monthly, biannual or yearly payment
  • Opening date: 7th or 20th of each month
  • Currency: EUR
  • Minimum Deposit: € 50 at monthly payment; € 300 at biannual payment; € 600 at yearly payment
  • Maximum Deposit: € 1,000 at monthly payment; €  6,000 at monthly payment; € 12,000 at monthly payment
  • Free of charge, except the postage rate of € 0.70 for the postal delivery of the yearly bank statement. This fee does not apply, if you choose to receive your bank statement to your Internet-Banking-Mailbox.
  • Interest rates: the fixed interest rates are valid for the entire term, the variable interest rates are valid until December 31st of each year. Interest rate excl. capital gains tax and EU withholding tax. The variable interest rates are calculated in accordance with the special terms and conditions.
Term 5 Years 6 Years 7 Years 8 Years 9 Years 10 Years
Fixed Interest Rates (online) 2.250 % 2.200 % 2.200 % 2.000 % 2.000 % 2.000 %
Variable Interest Rates 1.661 % 1.711 % 1.761 % 1.811 % 1.861 % 1.911 %
*Interest rates p.a.valid only for retail customers, and valid until revoked.
 

Learn more about Deniz-Sparplan >>

null

 

Exchange Rates

 

Exchange Rates

 

List of Fees

If you have any questions, please address yourself to our staff in the Contact Center at our toll-free number 0800 88 66 00. You are also welcome in one of our branches where our team will be happy to answer your questions.

Can I help you?
Can I help you?