About Us

DenizBank AG was founded in 1996. As a universal bank, it is subject to the Austrian banking law and is a member of the statutory deposit guarantee scheme for the deposit insurance of Einlagensicherung AUSTRIA GmbH.

Currently, DenizBank employs more than 350 employees in Austria and Germany and is member of the solidly expanding DenizBank Financial Services Group.

Supported by a high-performance internet banking platform, the modern banking app DenizMobile, a network of branches in Austria and Germany and a Service Center in both countries, DenizBank AG pursues a modern multi-channel approach. Main focus is set on digital product and service solutions that enable customers to have a banking experience that is independent of time and place.

DenizBank AG operates with an extensive range of deposit and loan products in Retail and Commercial Banking and serves retail, corporate, commercial customers and SME. The Bank’s focus lies on products such as investment loans and project and foreign trade finance based on market needs and identified opportunities.

According to the audited annual results, DenizBank AG achieved a net profit of 62.27 million Euro in fiscal year 2022. With a balance sheet volume of 5.67 billion Euro, the total capital ratio was raised to 34.50%, thereby further strengthening the bank's solid financial basis.

Ownership Structure

DenizBank AG is part of the DenizBank Financial Services Group, which was selected in 2022 as “Bank of the Year” in Western Europe and Turkey by the publication The Banker. Since 2019, DenizBank Financial Services Group is owned by Emirates NBD. The Emirates NBD Group’s network includes presence in 13 countries, servicing over 17 million customers. The Group is ranked among the top 30 in the Forbes' list of the World’s Best Regarded Companies, securing a leading spot among global brands. Emirates NBD ranked 8th in Forbes’ Top 100 companies in the Middle East for 2022.
Company Philosophy
Company Philosophy
Shareholder Structure
Shareholder Structure
DenizBank AG Management
DenizBank AG Management
Career
Career
Media Center
Media Center
Annual Reports
Annual Reports
Sustainability
Sustainability
Disclosure Statement
Disclosure Statement