DenizBank AG is part of the DenizBank Financial Services Group and the Emirates NBD as one globally successful group of companies. As an Austrian universal bank with branches in Austria and Germany, DenizBank AG addresses its customers with innovative and tailor-made products and has thus established itself as a strong financial partner for its customers. For the further expansion of the business success we are looking for personalities, who rethink banking and continuously raise it to a new level.

We offer the following position at the earliest possible entry:

Senior Relationship Manager (m/f/d)
Full Time

Headquarters in Vienna

Das erwartet Sie:

• Acquiring commodity trader customers based in Europe, identifying and developing financing opportunities in line with the department’s targets

• Contribution to the asset size and profitability of the department in line with the department’s budget

• Analyzing creditworthiness of the customers, supporting credit package preparation, structuring credit limits in line with the bank’s risk appetite, pricing, credit policy and procedures

• Following customers’ financial standing and ongoing transactions closely and being alerted to perceive any early warning signals and take action

• Initiate risk assessment and continuous monitoring on a transactional basis (ensuring acceptability and quality of transaction structure, parties involved such as suppliers, buyers, forwarders, warehouses, insurers, transporters and physical flow of the goods) and pick up the transactions which are in line with bank’s acceptance criteria

• Responsible for well-organized and up-to-date credit files/customer accounts in line with the bank’s policy and procedures

• Responsible for being up-to-date on market developments and regulatory updates and if necessary informing the direct superior about the possible effects

• Always be up-to-date regarding the sectorial risks and commodity prices, assess and report possible impacts on the portfolio

Das bringen Sie mit:

• University degree or equivalent education level

• Working experience in structured trade and commodity finance for at least 5 years

• Good understanding of financial and economic overview

• Strong communication and social skills

• Results oriented, with self-motivation and ability to motivate others in the team.

• Willing to take responsibility and initiative

• Ability to actively plan and coordinate customer relationships with client meetings across a broad range of products

• Analytical and risk management skills including financial analysis and structuring of transactions

• Presentation and communications skills and ability to interact successfully

• Good knowledge of MS Office applications

• Excellent command of both written & spoken English

• Additional language especially German or French is an advantage

Das bieten wir Ihnen:

• Insights into the structure and processes of the banking business and the opportunity to actively improve them

• Varying tasks in a motivated team

• Career and development opportunities

• Nice benefits: canteen/lunch vouchers, voluntary pension fund, employee events, home office possibility etc.

Mindestbruttoentgelt gemäß Kollektivvertrag bei Erfüllung der Mindestanforderungen:

EUR 3.744,56 /month with willingness to overpay depending on professional experience and training

All job advertisements are aimed at all genders in the interests of equal treatment. If you feel addressed by this job offer, we look forward to your application.

Job Opportunities

Das erwartet Sie:

Das bringen Sie mit:

Das bieten wir Ihnen:

Mindestbruttoentgelt gemäß Kollektivvertrag bei Erfüllung der Mindestanforderungen: