Family For a safe future

Saving With Attractive Interest Rates

Would you like to make your wishes come true or create a precautionary cushion for a safe future? Start now to save for your individual goals with Deniz-Sparplan!

Your Advantages

  • Saving up with amounts starting from € 50,- per month
  • Individual durations from 5 to 10 years
  • Attractive interest rates: Fixed and profitable interest rates or variable interest rates with an additional bonus.
  • No fees and charges

Current Conditions

Maturities 5 Years 6 Years 7 Years 8 Years 9 Years 10 Years
Fixed interest rate (Online) 1.350 % 1.350 % 1.350 % 1.350 % 1.350 % 1.350 %
Variable interest rate (Classic) 1.000 % 1.000 % 1.000 % 1.000 % 1.000 % 1.000 %
*Interest rates p.a.valid only for retail customers, and valid until revoked.

Individual Savings

Payment Interval Minimum amount Maximum amount
Monthly € 50,- € 1.000,-
Semi-annually € 300,- € 6.000,-
Annually € 600,- € 12.000,-

Determine your savings amount and pay either monthly, semi-annually or annually. The 7th or 20th of each month are available for you as regular payment dates. The first payment has to be made within 60 days after opening your account. This can be done either by paying cash in one of DenizBank-branches or by wire transfer to your payment account which is free of charge. At the end of the maturity, your deposit is at your disposal either online, by wire transfer or in one of DenizBank-branches.

How Do I Open a Deniz-Sparplan Account?


Online Account Opening

  1. If you already have a Payment Account with DenizBank AG

    • Login here to your Internetbanking
    • There you can open your Deniz-Sparplan Account easily and conveniently.
  2. If you do not yet have a Payment Account with DenizBank AG

    • Click here and fill out the Account Opening Application Form.
    • You will receive all your Account Opening Application Form and all information about your Payment Account that are needed for your Deniz-Sparplan per registered mail. This letter also includes an Ident.Brief to verify your identity by the post office.
    • Please send the signed Account Opening Application Form to our central office.
    • As soon as we have received these documents, we will send you your log-in data for the Internetbanking via SMS
    • Log-in to your Internetbanking with your personal access data.
    • There, you can open your Deniz-Sparplan easily and conveniently you’re your individual maturity and savings amount.


Account Opening in one of DenizBank Branches

We look forward to welcoming you in one of our 13 branches in Austria. Our team will be happy to assist you with your inquiries.

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