• 0.300%* p.a.
• Daily accessible.
• Account management as well as transfers from your Payment Account are free of charge.
• Minimum deposit at the time of opening your account is €100,- ;no maximum deposit amount.
• The interest rate is credited to your Daily Due Deposit Account on December 31^st of each year.
• Interest rate excl. capital gains tax and EU withholding tax

Learn more about Daily Due Deposit Account >>

• Fixed interest rate* for the whole term.
• Co-payments and partial withdrawals are not admissible during the term
• The interest is, unless otherwise agreed, capitalized annually and paid into your Payment Account at maturity. Upon maturity of your Time Deposit Account, the money will be transferred back to your Payment Account.
• The minimum deposit at opening is € 1,000, the maximum deposit is € 1,000,000.
• In case of pre-mature account closure, instead of the agreed interest rate, a minimum interest rate of 0.5% will be paid for the period already assessed.

• No account management fees
• The main account will bear an interest rate of 0.200 *% p.a. (on a quarterly basis).
• Domestic and international money transfers in Euro are made via Internetbanking and are free of charge.
• For each transfer order, which is not made via Internetbanking (e.g. fax or orders via bank counter), a service fee of € 1 is charged. The charging is made quarterly.
• Interest rate excl. capital gains tax and EU withholding tax

• Terms: 5, 6, 7, 8, 9 or 10 years
• Payment intervall: monthly, biannual or yearly payment
• Opening date: 7^th or 20^th of each month
• Currency: EUR
• Minimum Deposit: € 50 at monthly payment; € 300 at biannual payment; € 600 at yearly payment
• Maximum Deposit: € 1,000 at monthly payment; €  6,000 at monthly payment; € 12,000 at monthly payment
• Free of charge, except the postage rate of € 0.70 for the postal delivery of the yearly bank statement. This fee does not apply, if you choose to receive your bank statement to your Internet-Banking-Mailbox.
• Interest rates: the fixed interest rates are valid for the entire term, the variable interest rates are valid until December 31^st of each year. Interest rate excl. capital gains tax and EU withholding tax. The variable interest rates are calculated in accordance with the special terms and conditions.
• In case of pre-mature account closure within the first 4 years, a rate of 0.5% p.a. will be paid instead of the agreed interest rate for the period already assessed. In case of a pre-mature closure after 4 years an interest rate of 1% p.a. will be paid.

Learn more about Deniz-Sparplan >>

• Fixed interest rate*
• You can choose between a password savings book (up to € 14,999) and a "Namenssparbuch"
• Co-payments during the term cannot be made.
• Despite the commitment period, your credit is available at all times. In case of a partial withdrawal or pre-mature cancellation, a 1% interest penalty per month of non-compliance will be charged for the amount withdrawn.
• If you do not dispose of your savings capital at maturity, your savings will automatically continue to accumulate interest at the valid rate for your overnight deposits.
• Interest rate excl. capital gains tax and EU withholding tax

Learn more about  Savings Book with Fixed Interest Rate Guarantee>>

• Daily Due Savings Book
• Variable interest rate of 0.300 % *p.a.
• Deposits starting from € 100,-
• Deposits and withdrawals possible

Learn more about the Savings Book with High Interest Rate Management>>

• Daily Due Deposit Account with a variable interest rate: 0.300%* for EUR-deposits, 0.3% for USD-deposits
• Currency: EUR or USD.
• No account management fees.
• Withdrawals are free and are only possible onto the reference account.

Learn more about Corporate Daily Due Deposit Account >>

• One time payment with a fixed interest rate.
• Term: on request
• Currency: EUR or USD.
• Minimum deposit: € 10,000 or US$ 10,000.
• No fees for closing your account.

Learn more about Corporate Time Deposit Account>>