• Contributes to the design and implementation of a consolidated management reporting system as a basis for portfolio management and educated decisions by
o setting KPIs and related triggers together with the key stakeholders
o designing and developing the reporting format (i.e. frequency, segmentation, design of graphs, governance, distribution, functionalities for end-users)
• Examining and testing internal and external datasets for integrity, accuracy, and quality
• Ensure the data management processes follow the best industry standards and are regulatory compliant
• Prepares statistical analysis and reports on Retail Risk relevant KPIs
• Follows target KPIs’ realization and pro-actively performs deep dive analysis in case triggers are hit
• Investigates retail portfolio trends and issues
• Performs analytics for retail risk management and participates in strategy setting
• Participates in the product development process and ensures that risks are identified, mitigated, measured and controlled
• Contributes to the preparation models related to credit’s life end to end; decision trees, application, behavioral, collection models
• Supports the coordination with third party vendors such as Credit Bureaus
• Background in quantitative and/or finance disciplines (mathematics, statistics, or economics with a quantitative focus on banking and finance)
• Minimum of 3 years of experience in data-related roles within a bank or financial institution, emphasizing credit risk management, portfolio management, and reporting
• Proficiency in SQL and/or Python is essential
• Demonstrated commitment to continuous learning and going the extra mile
• Knowledge and experience in credit risk model development is a plus
• Strong stakeholder management skills
• High commitment,
• Insights into the structure and processes of the banking business and the opportunity to actively improve them
• Varying tasks in a motivated team
• Career and development opportunities
• Nice benefits: canteen/lunch vouchers, voluntary pension fund, employee events, home office possibility etc.